The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting.
This outcome reflects the RBA’s cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates:
- Inflation: Monthly CPI indicator rose to 3.0% annually in August 2025 (up from 2.8% in July), the highest since July 2024.
- Employment: Unemployment edged up to 4.3% in June 2025, signalling a slightly softer labour market.
Holding the cash rate steady for now allows the RBA to monitor how efforts to support the economy align with the need to avoid further pressure on the housing market.
Today’s decision highlights the value of staying up to date with economic shifts and what they may mean for your finances.
Whether you’re weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.
If you’d like to have a chat about what today’s news means for you and your finances, please don’t hesitate to get in touch.